Your credit score goes down by nearly 100 points--100 points! The culprit: overdue library books.
When you go to the paint store to look at color swatches, you immediately head to the Nickelodeon brand paint. Favorite colors include Rugrat's "Yellow Diapie" and Blue's Clues "Snail Shell Scarlet."
You mortgage counselor reminds you that he needs a letter from your current landlord explaining your rental situation. This means that your mom has to write a letter stating that you live with her for free, and have been doing so for months.